Budget Management Training
Learn practical strategies to reduce unnecessary spending without sacrificing quality of life. Our six-month program starts September 2025 and helps Australian households take control of their finances through real-world examples and personalised guidance.
Get StartedMeet Your Instructors
Our team brings decades of practical experience helping Australians navigate financial challenges. We've worked through recessions, housing booms, and everything in between. More importantly, we've lived these challenges ourselves.
Rhys Pemberton
Household Budget Specialist
Spent fifteen years as a financial counsellor in Western Sydney. Rhys helps families identify spending patterns they didn't know existed and finds savings in unexpected places. His approach focuses on small changes that compound over time rather than dramatic lifestyle overhauls.
Saskia Veldhuizen
Consumer Behaviour Expert
Former retail banking advisor who switched sides to help consumers resist marketing tactics. Saskia breaks down why we buy things we don't need and teaches practical techniques to interrupt impulse spending. She's brutally honest about her own past financial mistakes.
Ingrid Thorvaldsen
Cost Reduction Strategist
Worked with over 300 households to reduce monthly expenses without feeling deprived. Ingrid specialises in negotiation tactics for bills and subscriptions. Her students often save hundreds monthly just by asking the right questions to service providers.
How We Actually Teach This
Forget boring lectures about compound interest. We start by looking at your actual bank statements from the past three months. It's confronting but necessary. Most people are shocked when they see their coffee spending visualised as a bar chart.
Our method involves weekly group sessions where you work through real scenarios. One week you might tackle subscription audits. Another week focuses on grocery shopping psychology. We also provide private coaching for sensitive financial situations that you wouldn't want to discuss in a group.
- Live analysis of anonymous participant expenses to spot common patterns
- Monthly challenges with accountability partners from your cohort
- Access to negotiation scripts that actually work with Australian providers
- Private forums to share wins and frustrations without judgment
- Ongoing support through email for six months after program completion
What Drives Our Teaching
We're not trying to turn you into extreme frugalists who reuse tea bags. Our goal is helping you spend money on things that genuinely matter to you while eliminating the waste that adds up without adding value.
Honest About Difficulty
Changing spending habits is genuinely hard. We don't pretend it's easy or that you'll love every moment. Some weeks you'll resent the process. That's normal and we talk about it openly rather than pushing toxic positivity.
No Shame Approach
Everyone in this program has made financial decisions they regret. Our instructors include recovering shopaholics and reformed impulse buyers. We focus on understanding behaviour patterns rather than judging past choices.
Australian Context
Most financial advice comes from the US and doesn't translate well here. We focus specifically on Australian retailers, providers, and cultural spending norms. The techniques we teach work with Telstra, Woolworths, and local councils.
Long-Term Thinking
Quick fixes don't work with spending habits. We're preparing you for ongoing financial awareness rather than a three-month sprint. Some students take a year to fully implement what they learn. That's perfectly acceptable.